| Example: |
| Caravan and Equipment |
£9,500 |
} |
Total Sum Insured £10,500 |
| Contents and Personal Effects |
£1000 |
| |
|
| Touring Caravan |
|
| Rate at 2.85% ( 10,500 x 2.85% ) |
£299.25 |
| -10% No Claim Discount |
£269.33 |
| -10% Alarm Discount |
£242.40 |
| +10% New for Old Extension - Optional |
£266.64 |
| + £25.00 Awning Extension - Optional |
£291.64 |
| |
|
| Premium for £10,500 caravan used on the road |
£291.64 + IPT ( Insurance Premium Tax ) |
| |
|
| Static Caravan |
|
| Rate at 2.85% ( £10,500 x 2.85% ) |
£299.25 |
| -10% No Claim Discount |
£269.33 |
| -10% Alarm Discount |
£242.40 |
| -40% if caravanj is never used on the road for towing |
£145.44 |
| +10% New for Old Extension - Optional |
£159.99 |
| + £25.00 Awning Extension - Optional |
£184.99 |
| |
|
| Premium for £10,500 caravan never used on the road |
£184.99 + IPT ( Insurance Premium Tax ) |
| |
|
| Please Note : |
|
| Minimum premium is £50.00 per policy in cluding IPT. |
| Roma, Hobby, Lord Musterland and Tabbert caravans are ALL UNACCEPTABLE |
| All quotations are subject to a satisfactorily completed proposal form. |
| |
| Summary of Cover |
| |
| The information detailed below is a brief summary of cover. A specimen policy is available upon request, giving full details of this comprehensive insurance. |
| |
| Loss or Damage to the Caravan and Equipment |
| Including fixtures and fittings, refrigerators, gas bottles, toilet tents, batteries, stabilisers, wheel clamps, steps and balconies, but excluding awnings unless specifically requested. |
| |
| Warranty |
| Caravan less than 23 feet in length, left unattended for 2 hours or more, will not be covered for theft or attempted theft unless a propriety wheel clamp or hitch lock is fitted |
| |
| Replace as New |
| Following total loss of or destruction beyond economic repair of the caravan, subject to the loss or damage occuring within either 12 or 60 months ( depending upon the option selected ) from purchase new and the sum insured representing the present day purchase price of the caravan |
| |
| Optional Awning Replacaement as New |
| In the event of the awning being lost or damaged beyond economic repair within seven years from the date of purchase as new the Underwriters will replace the awning with a new one of the same manufacture and model or pay the cash equivalent at their discretion. Any available discount will be taken into account in the settlement amount. |
| |
| The cost of this option is just £25.00 |
| |
| Optional Contents Cover |
| Loss or damage to contents and personal effects. A single article limit of £300 applies. Cycles excluded |
| |
| Liability to the Public |
| Indemnity in respect of injury to third parties up to £1million |
| |
| Loss of Use |
| Cover for alternative accommodation if the caravan is rendered uninhabitable following a claim under this policy. Cover up to £25 per day, £750 in total |
| |
| Continental Use |
| Cover operates for temporary visits to Europe for a total of 60 days in any one year |
| |
| Excess |
| The policy excludes the first £75 for any claim except public liability claims |
| |
| Legal Expenses |
| A Legal Protection Plan solely for your caravan is included through DAS Legal Expenses Insurances Company Limited. Please ask your Broker for details of a Legal Protection Plan for your car or family |
| |
| Telephone Helpline Services |
| These are available 24 hours a day, 7 days a week and are provided on behalf of Spectrum Caravan by DAS Services Ltd. You will be responsible for payment of all charges for the services provided. |
