Household insurance
Your home is the most valuable asset you own. You therefore need to make sure that it is properly insured against unforeseen events such as burglary, flood, fire, accidental damage and subsidence.
The most popular types of home insurance are buildings and contents insurance:
Buildings Insurance
This policy covers bricks and mortar together with fitted kitchens and bathrooms. Having suitable home insurance is a condition on your mortgage. Adequate buildings insurance should cover the full cost of rebuilding your home. Buildings insurance usually includes accidental damage of glass and sanitary fittings, architects costs and surveyors fees, and alternative accommodation costs.
"I used to pay £397 per year for house insurance, and £222 for contents insurance, then I called Metcalfe. Their quote? £266 for both for the year. I was like, 'yeah, OK then!' I saved £353 every year on that one call!"
A Cross from Scarborough saved £353 on household insurance
"I was pleased with the savings and service"
B Bradshaw from Stockport saved £170 on household insurance
Contents Insurance
Insure all your personal possessions to cover the cost of replacing any items such as electrical equipment, furniture and clothing. Do not underestimate the value of your possessions and inform your insurer about expensive individual items such as antiques or jewellery. Content insurance policies traditionally feature audio, video and PC equipment coverage. Accidental damage of fixed glass furniture and mirrors is included. Personal cash and credit cards are also covered when stolen from the home.
Optional Extras
- Personal possessions outside the home
- Family legal protection
- Extra accidental damage cover
- Personal injury claims
- Contract claims
- Employment claims
Our latest lowest household premium was just £104.00. Can we do better for you?
What next?
Is it office hours (9-5 weekdays)? Call us now on 0800 594 4800. Out of hours? Use the 'We can call you ..' form on this page and we'll call you back.
